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Making sense of AFIR Payment Rules for EV Charging

EV charging is turning into a payments business, and the rules behind it are hard to read. AFIR is binding law in every EU member state, yet EU articles, national interpretations and PSP fine print rarely agree on what is mandatory and what is open to interpretation. For CPOs and eMSPs, that leaves real questions about payment hardware, pricing and liability.

This guide separates settled rules from open questions. It sets out what AFIR expects from CPOs at the charger and before a driver arrives, and what it expects from eMSPs on price transparency. It explains who acts as merchant of record in different terminal setups, where KYC and chargeback risk sit, and how PSD2 applies to web and QR payments.

Download the guide for a practical action checklist for your charging network.

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Making sense of AFIR Payment Rules for EV Charging

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